Rental Car Insurance and Protection Products

Alamo offers these types of car rental insurance and protection products:

Collision Damage Waiver (CDW)- Relieves a customer of his or her responsibility for all or part of any rental car damage that may occur during the rental period. Note: This is not a form of insurance, but an optional waiver.

Personal Accident and Personal Effects Insurance: Canada- Protects the customer from medical costs and provides coverage for certain medical expenses as well as an accidental death benefit for renters and passengers. Personal Effects Coverage provides coverage for stolen personal items from the rental vehicle. 

Roadside Assistance Plus (RSP) - Roadside Assistance Plus (RSP) allows Alamo customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts and fuel outages.

RSP can be added to online bookings at the branch or can be added to a rental ticket at any time. Please note: If added mid-rental, the renter must return to a designated renting location to have the vehicle inspected before adding RSP. To contact our roadside assistance team please call 1-844-556-4930. 

 These are optional products that may be purchased at the time of rental and are not included in the total cost estimate quoted in the reservation.

Additional Protection and Insurance Products offered:

Deductible Protection

Extended Protection (EP)

International Third Party Insurance (TPI)

Master Cover

Personal Accident (PAI) and Personal Effects Insurance (PEC): United States

Personal Accident Insurance (PAI) International

When Do I Need Renal Car Insurance?

Whether you’re a frequent traveler or a once-a-year rental car customer, you’ve probably asked yourself, “Do I need rental car insurance or other protection products offered by the car rental company?”

While we can’t advise you of whether you need coverage or how your current coverage may or may not apply to a rental car, we can walk you through how to find out what coverages you may have and provide some information about the optional coverages available when you rent a vehicle. 

To help you make your decision, review the coverage you already have to assess whether your current insurance covers a rental car.

Are You Covered Under an Existing Car Insurance Policy?

If so, does this car insurance cover damage to or your use or operation of a rental car? Contact your agent and determine what types of coverage your policy(s)offers you when renting a car. Make sure to ask specifically about liability, comprehensive and collision coverage.

Although your existing car insurance may cover your rental car, every policy is different. It’s best to call and find out all the details of your coverage —like the amount of your deductible and any other pertinent information—before picking up your rental.

Do You Have a Credit Card?

Check to see what your credit card covers when renting a car. Specifically, you’ll want to determine if your credit card provides primary or secondary auto rental coverage, what types of vehicles it will cover and any other restrictions or requirements.

*All protection products are subject to the terms and conditions of the rental agreement.